How to Prepare For Property Investment Like a Professional

If you’re thinking about home and land investment, there are many facets you’ll need to complete to prepare for property investment. There are two primary phases we’ve identified: planning and researching. Below is a handy list of items to ticks off along the way.

Planning for Your Investment

Before diving into researching areas of growth, it is important to determine what you want to achieve and even if property investment is right for you. As a first step consider the following:

Set goals: Establish what you want to achieve and be clear on what success looks like, whether it’s a short term or long term play.

  • Establish a time frame to achieve your goals.
  • Create a purchase plan that is line with your goals and growing portfolio.

Get your financials in order: Understand the state of your financials and how much you can afford – this is an integral step when you start hunting for the right property and home build for you.

  • Understand your borrowing capacity with a Mortgage Broker.
  • Be clear on your investment objectives and strategy with a Financial Planner.
  • Prepare a budget, capitalise on tax benefits and have a plan to manage your portfolio with an Accountant.
  • Decide on how to purchase. Whether you choose to purchase with cash or speak to a Lender to understand the details of your loan.

Understand risk: This ties into your financial planning. Have a very clear plan to manage ongoing costs, insurance, general repairs and an understanding of how long you can afford to have a vacancy.

Research Your Investment

  • Understand your target area:
    • Speak to an expert on upcoming trends and growth areas.
    • Research rental demand in your chosen area.
    • Consider the amenities in your chosen area such as transport, universities and schools.
    • Research community plans for your chosen areas. Schools, shopping centres and park developments may change the value of your property.
    • Scope the historical growth rate of the area.
    • Understand the demographic of the area and consider builds that appeal specifically to this demographic.
  • Remove emotions from the process: This is easier said than done. Buying a house is usually an emotional process, but when it comes to investment properties, you need to think with your head not your heart and function over style.
    • Search for suitable not perfect. Sometimes it’s easier to dive in than wait.
  • Negative gearing: Clearly understand whether your property will be negatively geared and weigh the tax benefits that come with this against possible financial stress. 

Have you methodically worked your way through the list, or are you still in the planning or research stage? With our range of exclusive House and Land packages available from Australia’s premier, qualified builders, we will help find the ideal investment for you. Give us a call on 1800 184 284 or book a call  online to get the process started.

Zoe Langenberg

Zoe is passionate about coffee and interior design. You can find her most weekends exploring an art gallery or devouring a good book.


iBuildNew is the market leading aggregator dedicated to residential home construction and land development. As an independent platform, iBuildNew helps Australians identify and compare new home designs, house and land packages and land estates. It’s the smart way home buyers, who are considering a new build, can find the ideal options to match their individual needs. Home building is a big decision, we make sure you get it right.

You may also like

Dec 18, 2017

What Will The New Depreciation Legislation Mean For ...

Have you heard about the new depreciation legislation? You may have been aware of the p...
Read More
Dec 12, 2017

6 Ways To Stretch Your New Home Building Budget

When you start building it is likely that your lender will set you a budget or a cap to...
Read More
Aug 30, 2017

Can the Super Saver Scheme Help Get You in to Your N...

The issue of housing affordability does not seem to be fading for many first time buyer...
Read More
Oct 05, 2018

What does Capital Gains Tax mean for you?

  Capital gains tax can be a complex thing to wrap your head around, especially wh...
Read More
Oct 09, 2018

What happens to property investment under a Labor go...

With the recent turmoil witnessed within the federal Liberal party that led to the very...
Read More
Mar 03, 2017

Thinking About Fixing your Interest Rate? Read this ...

This post was originally published at Choosing to build a new house...
Read More
Oct 05, 2017

Investing in Property? Prepare Your Team Now

If you’ve decided to invest in property, then you have made the first big move towards ...
Read More
May 31, 2017

You Can Own Your First Home – Shared Equity Pr...

With traditional methods of saving a deposit and purchasing a first home seeming to be ...
Read More
Mar 27, 2018

Understanding Property Management Fees and Services

Property management fees can be difficult to comprehend at first. There are so many dif...
Read More
Sep 17, 2017

5 Key Steps To Remember For Your Home Finance

It’s an exciting time when you decide to build your very own home, however, there is a ...
Read More
Jun 30, 2017

Do You Know The Changes Being Made To FHOG & St...

With a new financial year, comes new budget measures. There have been several changes m...
Read More
May 13, 2017

What Is Negative Gearing And What Does It Mean For You?

Negative gearing is an investment practice in Australia that involves investing borrowe...
Read More
Sep 08, 2017

Understanding Building Contracts in Your State

If you are planning on building a new home then you will have to sign a building contra...
Read More
Dec 12, 2018

WA announce $421 million expansion programme for Key...

Premier Mark McGowan has announced a predicted budget surplus in the forthcoming mid-ye...
Read More
Dec 12, 2017

Our Top Tips to Save For a House Deposit Faster

If you have decided that you want to build a new house, but don’t yet have enough saved...
Read More
Oct 25, 2016

First Home – Finance Tips

Building your first home is probably the biggest decision you will ever make. The first...
Read More
Aug 18, 2016

Strategies to Take You From Renting to Building

Getting into your first home can seem like an uphill battle – or an impossible dream. B...
Read More
Jan 28, 2016

Finance Your New Home – How To Guide

Buying a house is probably the biggest financial decision you're going to make, so it's...
Read More
Mar 29, 2017

Understanding Stamp Duty Concessions for Your New Build

Stamp duty is a tax that everyone buying assets, such as real estate, is required to pa...
Read More
Aug 04, 2017

10 Wise Ways to Pay Off Your Mortgage Earlier

Owning your own home is an exciting time of your life. With all the possibilities and l...
Read More
Feb 24, 2017

Understanding the Secret Language of the Lawyer

When you build a house, the entire process can seem somewhat overwhelming. However, at ...
Read More
Feb 27, 2018

7 questions you have about your residential contract...

We understand that when you are going through the process of purchasing real estate, wh...
Read More
Jan 08, 2018

No Land for Sale Near You? Here’s how to Finance a K...

Finding vacant land for sale in Melbourne is near impossible. And if you have your hear...
Read More
Oct 05, 2018

How can I get a home loan?

When applying for a home loan, one of the most pressing questions you’ll have is ‘how m...
Read More

Get more from

Browse Investment Properties